For each census tract in which the financial institution originated or ordered a little enterprise loan or small farm loan, the bank need to report the combination selection and dollar number of smaller organization loans and small farm loans:

Pursuant to § 228.28 and appendix C to this element, the Board assigns conclusions for just a bank's Retail Services and Products and solutions Exam effectiveness in Each individual facility-primarily based assessment region, Condition and multistate MSA, as applicable, and with the establishment.

(one) Any facts pertaining to a bank's institutional potential or constraints, such as the dimension and fiscal affliction with the lender, basic safety and soundness limits, or another bank-unique variables that substantially impact the financial institution's power to offer retail lending, retail banking services and retail banking merchandise, Group improvement loans, Local community development investments, or Neighborhood progress providers;

상세하게 안내해 드리지 못하는 점 양해 부탁 드립니다. 모두가 행복한 인터넷

네이버 검색창에 원하는 키워드를 입력하면 관련 정보를 빠르게 찾아볼 수 있습니다.

(A) Brings together the general performance scores for every supporting summary for each key product or service line into an item line rating; and

(six) A lender's shut-close dwelling home loan lending, tiny organization lending, smaller farm lending, or vehicle lending in distressed or underserved nonmetropolitan middle-revenue census tracts in which a bank's nonmetropolitan facility-primarily based evaluation place or nonmetropolitan retail lending assessment region consists of very few or no small- and reasonable-revenue census tracts; and

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The Board critiques the affect and responsiveness from the bank's community enhancement loans and community enhancement investments that profit or provide a multistate MSA, as provided in § 228.fifteen.

An amendment to a plan will have to adjust to all suitable necessities of this section, unless the Board waives a need as not applicable.

To receive a designation as being a constrained reason lender, a lender must file a created request Together with the Board not less than ninety times previous to the proposed helpful day with the designation.

(x) check here An indicator for whether the loan was to a company or farm for which gross once-a-year revenues are not recognized through the bank.

(B) Any counties during which the big financial institution did not originate any closed-stop property property finance loan loans or small company loans which might be described loans through that calendar calendar year.

A financial institution necessary to report dwelling home loan loan knowledge pursuant to twelve CFR aspect 1003 will have to include in its public file a created recognize the bank's HMDA Disclosure Statement might be obtained on the Consumer Monetary Protection Bureau's (CFPB's) website at: